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600 S. Frederick Ave. Suite 403, Gaithersburg, MD, 20877
Cell : 1-240-665-0000
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My Loan Application

Whatever your goal, we will help you achieve it quickly and easily

I'm Purchasing
I'm Refinancing


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Are you already working with someone from Us?

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Who are you working with?
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Tell us a little bit more about your subject property.

If you don’t know exactly your best guess is fine.
These numbers help us give you a new estimated loan amount. New Loan Estimate
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Do you know your credit score?

We use this info to match you with the perfect loan options.
Excellent (740+)
Good (700 – 739)
Average (640 – 699)
Fair (580 – 639)
Needs Improvement (less than 580)
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Tell us a little bit more about your subject property.

If you don’t know exactly your best guess is fine.
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Select the reason that best fits your objective.

Single Family
Multi-Family
Townhome
Condominium
Co-op
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OK great! And how do you plan on using your new home ?

Primary Residence
Second Home
Investment Rental

Subject Property Information (If Applicable)

Enter TBD if not yet determined
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Let's take a few seconds to review and confirm your info so far.

Intended Property
  • Address:
  • City or Town:
  • Zip Code:
  • State:
  • Country:
  • Estimated Home Price: $
  • Down Payment Amount: $
  • Down Payment Percent: %
  • Type of Home:
  • Property Usage:
Edit

Let's take a few seconds to review and confirm your info so far.

Intended Property
Done
Type of Home
Single Family
Condominium
Co-op
Townhome
Multi-Family
Property Usage
Primary Residence
Second Home
Investment Rental
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OK! Now tell us a little bit about yourself.

And for your peace of mind please know we'll never sell info to 3rd parties.


Passwords must be at least 8 characters and use at least three of the four available character types: lowercase and uppercase letters, numbers, and symbols.

Click to Get Confirmation
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By entering phone number and clicking the 'Next' button, you are providing express written consent for Us and its affiliates, agents, and service providers to contact you at that number regarding products or services, including via auto-dialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), or email even if your telephone number is a cellular number or on a corporate, state, or the National Do Not Call Registry (DNC) or other do not contact list.

You may also reach us at 240-665-0000 or by utilizing our services at Loan Options. You may opt-out at any time by emailing us a Do Not Call Request at admin@askmecommunication.com and providing your phone number. Your consent is not required or a condition of any purchase. Message and data rates may apply.

You also consent to our SMS terms, Privacy Policy, Terms of Use, and CA Terms of Use. By communicating with us by phone you consent to calls being recorded and monitored.

Did someone refer you to Us ?

Yes
No
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Are you applying on your own, or jointly with another person?

If applying with another person, we'll refer to that person as your co-borrower throughout the application.
Applying on my own
Applying with another person
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Is the co-borrower your legal spouse?

Yes
No
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What's your current marital status?

Unmarried
Married
Separated
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How many dependents will be living in your home?

All dependents must be between 0 and 18 years old or must be financially dependent upon you, the borrower.
add
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Are you a current or former member of the US Military?

Active U.S. Military and veterans may be eligible for VA loan options. info_outline
Yes
No

Where are you currently living?

Are you currently renting, or do you own?
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OK great! Tell us about your co-borrower.

By entering phone number and clicking the 'Next' button, you are providing express written consent for Us and its affiliates, agents, and service providers to contact you at that number regarding products or services, including via auto-dialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), or email even if your telephone number is a cellular number or on a corporate, state, or the National Do Not Call Registry (DNC) or other do not contact list.

You may also reach us at (833) 539-1346 or by utilizing our services at Loan Options. You may opt-out at any time by emailing us a Do Not Call Request at DNC@rate.com and providing your phone number. Your consent is not required or a condition of any purchase. Message and data rates may apply.

You also consent to our SMS terms, Privacy Policy, Terms of Use, and CA Terms of Use. By communicating with us by phone you consent to calls being recorded and monitored.

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What's the co-borrower's current marital status?

Unmarried
Married
Separated
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How many co-borrower dependents will be living in the home?

All dependents must be between 0 and 18 years old or must be financially dependent upon you, the borrower.
Should you have additional dependents not shared with the primary borrower, please add them here
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What's the co-borrower's address?

Adress is the same as Primary Borrower
Is the Co-borrower currently renting, or do they own?
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Has the Co-borrower ever served the U.S. Military?

Active U.S. Military and veterans may be eligible for VA loan options. info_outline
Yes
No
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Let's take a few seconds to review and confirm your info so far.

Borrower Information
  • Legal First Name:
  • Middle Initial:
  • Legal Last Name:
  • Phone Number:
  • Email Address:
  • Did someone refer you to Us ?:
  • Are you applying on your own, or jointly with another person?:
  • Is the co-borrower your legal spouse?:
  • Marital Status:
Borrower Information

Did someone refer you to Us ?



Are you applying on your own, or jointly with another person?

If applying with another person, we'll refer to that person as your co-borrower throughout the application.


Is the co-borrower your legal spouse?



What's your current marital status?




Borrower Residence
  • Current Address:
  • Apt / Unit:
  • City or Town:
  • State:
  • Zip Code:
  • When did you start living here?:
  • Monthly Rent:
  • Are you currently renting, or do you own?:
Borrower Residence
Are you currently renting, or do you own?
Borrower Military Status
  • Have you ever served in the U.S. Military?:
Are you a current or former member of the US Military?
Active U.S. Military and veterans may be eligible for VA loan options. info_outline
Yes
No
Co-borrower Information
  • Legal First Name:
  • Middle Initial:
  • Legal Last Name:
  • Phone Number:
  • Email Address:
  • Marital Status:
OK great! Tell us about your co-borrower.
Include your combined monthly mortgage, taxes and insurance

What's the co-borrower's current marital status?

Unmarried
Married
Separated
Co-borrower Residence
  • Address:
  • City or Town:
  • State:
  • Zip Code:
  • When did they start living here?:
  • Is the Co-borrower currently renting, or do they own?:
What's the co-borrower's address?
Is the Co-borrower currently renting, or do they own?
Co-borrower Military Status
  • Has the Co-borrower ever served the U.S. Military?:
Has the Co-borrower ever served the U.S. Military?
Active U.S. Military and veterans may be eligible for VA loan options. info_outline
Yes
No
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Do you currently own any properties?

Yes
No

Would you like to add more Mortgage Expenses ?

Yes
No
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Investment Property Expenses
And for your peace of mind please know we'll never sell info to 3rd parties.
To Be Payoff
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Would you add more Investment Property Expenses ?

Yes
No
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Let's take a few seconds to review and confirm your info so far.

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We recommend you provide two-years of employment history. Do you have current or past employment history to add?
Yes
No

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And for your peace of mind please know we'll never sell info to 3rd parties.
This is my current job.
Previous Job
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We have to ask! If you're not exactly sure, your best guess is fine.
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Loan guidelines require at least 2 years of employment history.
Yes, I have more to add
No, I don't have more to add
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Do you have any other sources of income? info_outline

Yes
No

Which best describes the sources of your income?

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Would you add more other sources of income? info_outline

Sources of income can include things like alimony, retirement, and social security.Click the info button to see a complete list.
Yes
No
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Does the co-borrower have any other forms of income?

While it may not be required, providing at least two years of employment history help you get approved for a loan.
Yes
No
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Does the co-borrower have any sources of income to share? info_outline

Sources of income can include things like alimony, retirement, and social security.Click the info button to see a complete list.
Yes
No
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Which best describes the sources of the co-borrower's income?

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Let's do a quick review of your income. Look good?

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If you're not exactly sure, your best guess is fine.
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Let's review and confirm your assets.

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If you're not exactly sure, your best guess is fine.
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Would you like to add your monthly debts.
Yes
No
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Let's take a few seconds to review and confirm your info so far.

The U.S. Government requires us to ask these question.

account_circle - Primary Borrower
What Is Your Sex?
Male
Female
I do not wish to provide this information.
What is your ethnicity? (Check one or more)
Not Hispanic or Latino
Hispanic or Latino
Mexican
Puerto Rican
Cuban
Other Hispanic or Latino
I do not wish to provide this information.
What is your race? (Check one or more)
American Indian or Alaska Native
Asian
Asian Indian
Chinese
Filipino
Japanese
Korean
Vietnamese
Other Asian
Native Hawaiian or Other Pacific Islander
Native Hawaiian
Guamanian or Chamorro
Samoan
Other Pacific Islander
Black or African American
White
I do not wish to provide this information.

The purpose of collecting this information is to help ensure that all applicants are treated fairly and the housing needs of communities and neighborhoods are being fullfilled. For residential mortgage lending, federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select on or more designations for 'Ethnicity' and one or more designations for 'Race'. The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check above.

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Almost done! Just a few yes or no questions.

account_circle - Primary Borrower
Will you occupy the property as your primary residence?
Have you had an ownership interest in another property in the last three years?
Do you have a family relationship or business affiliation with the seller of the property?
Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?
Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?
Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?
Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?
Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?
Do you currently pay Alimony?
Do you currently pay Child Support?
Are there any outstanding judgments against you?
Are you currently delinquent or in default on a Federal debt?
Are you a party to a lawsuit in which you potentially have any personal financial liability?
Have you conveyed title to any property in lieu of foreclosure in the past 7 years?
Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?
Have you had property foreclosed upon in the last 7 years?
Have you declared bankruptcy within the past 7 years?
Chapter 7
Chapter 12
Chapter 13
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The U.S. Government requires us to ask these question.

account_circle - Co-borrower
What Is the Co-borrower's Sex?
Male
Female
The Co-borrower does not wish to provide this information.
What is the Co-borrower ethnicity? (Check one or more)
Not Hispanic or Latino
Hispanic or Latino
Mexican
Puerto Rican
Cuban
Other Hispanic or Latino
The Co-borrower does not wish to provide this information.
What is the Co-borrower race? (Check one or more)
American Indian or Alaska Native
Asian
Asian Indian
Chinese
Filipino
Japanese
Korean
Vietnamese
Other Asian
Native Hawaiian or Other Pacific Islander
Native Hawaiian
Guamanian or Chamorro
Samoan
Other Pacific Islander
Black or African American
White
The Co-borrower does not wish to provide this information.

The purpose of collecting this information is to help ensure that all applicants are treated fairly and the housing needs of communities and neighborhoods are being fullfilled. For residential mortgage lending, federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select on or more designations for 'Ethnicity' and one or more designations for 'Race'. The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check above.

Back Next

Almost done! Just a few yes or no questions.

account_circle - asset_co_borrowercv
Will the co-borrower occupy the property as their primary residence?
Has the co-borrower had an ownership interest in another property in the last three years?
Does the co-borrower have a family relationship or business affiliation with the seller of the property?
Is the co-borrower borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?
Has the co-borrower or will the co-borrower be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?
Has the co-borrower or will the co-borrower be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?
Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?
Is the co-borrower a co-signer or guarantor on any debt or loan that is not disclosed on this application?
Does the co-borrower currently pay Alimony?
Does the co-borrower currently pay Child Support?
Are there any outstanding judgments against the co-borrower
Is the co-borrower currently delinquent or in default on a Federal debt?
Is the co-borrower a party to a lawsuit in which you potentially have any personal financial liability?
Has the co-borrower conveyed title to any property in lieu of foreclosure in the past 7 years?
Within the past 7 years, have the co-borrower completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?
Has the co-borrower had property foreclosed upon in the last 7 years?
Has the co-borrower declared bankruptcy within the past 7 years?
Chapter 7
Chapter 11
Chapter 12
Chapter 13
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You're close! In order to proceed please agree to the following.

account_circle - Primary Borrower
I certify the following
I have read the eConsent disclosure & understand that communications will be provided electronically.
I have read the Third Party Consent Disclosure & authorize, to obtain from third parties any and all verification information and documentation that they may request.
account_circle - Co-borrower
The co-borrower certifies the following
I have read the eConsent disclosure & understand that communications will be provided electronically.
I have read the Third Party Consent Disclosure & authorize, to obtain from third parties any and all verification information and documentation that they may request.
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Last step! Credit confirmation! We'll provide your credit scores along with accurate rates and a pre-approval!

account_circle - Primary Borrower
account_circle - Co-borrower

By clicking 'Next' I authorize and consent to, making inquiries into my credit as described under the Federal fair Credit Reporting Act(15 U.S.C., 1681(a), et seq.). Please click here for our full terms and conditions.

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